There is absolutely nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the typical eye, Lloyd appears like a typical middle-aged mum who works tirelessly to care for her sick husband.

So it was to the large shock of neighbours when police came down on their driveway to rob the couple's St Helens home.

Hiding behind the household's net drapes remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, cried 'Oh my god' as she was jailed this week over a string of untruths consisting of utilizing a dead woman's identity, comprising 'phony' medical conditions for her child, and developing pseudonyms to work while declaring carers allowance.
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Husband Phillips, 54, was likewise imprisoned after the pair's massive benefits scams was lastly exposed.

While the couple handled to siphon off their ill-gotten gains for many years - neighbours have actually revealed to MailOnline the obvious hints that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies including the development of pseudonyms to declare advantages

The scammer next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had stopped working to divulge this to the council when she relocated in 2018

Phillips visualized in an Aid for Heroes hoodie throughout a street celebration held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event

Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking adhere to fulfill his carers.

But they were then left when he was at other times spotted washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also informed of how there was 'constantly something dodgy' about Lloyd, and that she would never ever look individuals 'in the eye', however would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently swiped almost ₤ 170,000 in benefits over a decade, and likewise assisted Phillips falsely declare benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their two cars previously today, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real show of not being able to walk whenever his carers were here.

'He was shuffling along and keeping his cars in the driveway before he took a long time to get to his carer's cars and truck on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be strolling fine then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and whatever.

'But after the police raid, they became more reserved and didn't say a lot to people.

'There was always something dodgy about her - she wouldn't look people in the eye and extolled going to her ₤ 60,000 caravan however would never state where it was.

'They would take her teenage son and disappear on a Thursday night and not come home up until Sunday.'

Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, work support allowance and council tax reductions that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'walking great'

Following the cops raid secret suburban street, neighbours were entrusted to questions as to why the couple had actually been detained - and some declare Lloyd had later told them it was down to dog breeding.

But these questions were lastly laid to rest on Tuesday when the court heard how Lloyd had declared a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and individual independence payments over the course of 11-and-a-half years.

With the help of Lloyd, Phillips was likewise found to have unlawfully claimed ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax decreases given that 2018.

Olivia Beesley, prosecuting, laid out how the mother's fancy rip-off started when she falsely started claiming housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a fake tenancy agreement for the 'entirely fictitious caravan', eventually pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.

Then in 2018, she started making deceitful claims that her other half required 'several everyday carers to take care of his needs'. She reached using Phillips' sister Zoe's birth certificate to posture as his brother or sister and claim that she was his primary carer.

She also lied that she was not able to work due to being a full-time carer, however was found to have been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began creating 'incorrect medical conditions' for her kid, claiming she had actually a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in false disability living allowance overpayments were claimed in relation to this.

She again utilized the deceased woman's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never exposed, and would state they were going to stay at the caravan from Thursday to Sunday

One neighbour said they saw the couple leaving on of their cars and trucks previously this week and assumed they were going off to their 'caravan', only to later find out they were off to jail

When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her child would apparently go off to a caravan on the weekends.

It is not known whether this was the same 'fictitious caravan' which transpired to have actually never existed, or an indeed a separate, real caravan.

Leni Newton, 63, said: 'She told people that the cops raid was since someone had informed on her for reproducing border collie young puppies without a licence.

'I'm surprised they have actually been jailed. I thought they were all above board.

'I only saw them a couple of days ago loading up travel suitcases - I believed they were just going to their caravan.'

She included: 'I know they satisfied as she was his carer. He was married but Angela relocated. I thought she had lived in Southport.

'I did see his ex-wife parked up in the street seeing his house when they split.

'She was clearly spying on them.'

Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.

'There were a great deal of police came here.

'He was at the street party for the Queen but other times he did appear really frail.'

Hand in Hand homecare agency validated to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her right away when we discovered out the truth.

'All her DBS and referrals took a look at. The police said we had actually done absolutely nothing incorrect.'

The court heard how Phillips also tricked money from the general public handbag by stopping working to reveal the truth that Lloyd had moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.

He is likewise said to have 'exaggerated' his medical conditions and need for care, stating that he was unable to do anything for himself.

He declared himself 'unsuited for work' and failed to mention his partner's wage - illegally filching ₤ 51k in employment assistance allowance.

However, Phillips declared that Lloyd had actually completed the form and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated recent history' of mental health and disabilities consisting of neurological condition, stress and anxiety and anxiety.

He was likewise stated to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with comparable matters, however Lloyd's rap sheet shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look was in 2012.

Lloyd was imprisoned for two years after admitting 7 counts of fraud by incorrect representation, and Phillips was also seen cleaning back tears as he was jailed for 20 months for scams by incorrect representation and three counts of dishonestly stopping working to disclose details to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the general public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the general public.

'For those who seek to defraud the public of limited and important benefits which require to be directed to those who require them, not those who merely wish to have them for reasons of personal greed, that is a severe offense committed by each of you over a long period of time.'